Repayment setup

Review your loan details, compare plans, and submit your selection. You can change plans later at no cost; changes take effect the following billing cycle.

Loan summary

Borrower: Alexandra Rivera
Account: ••5582
Current balance: $27,400.00
Loan type: Direct Unsubsidized
Interest rate: 5.50% fixed
Grace period ends: in 24 days

Choose a repayment plan

Estimates are based on your current balance of $27,400.00 at 5.50%. Interest totals are approximate and assume on-time payments.

Plan	Monthly payment	Term	Total interest	Notes
StandardLowest total cost	$312.40/mo	120 payments	≈ $10,090	Fixed payment for the life of the loan.
Graduated	starts $180/morises every 2 years	120 payments	≈ $11,980	Lower payments now, higher later. Same 10-year term.
Income-driven (IDR)	est. $295/moat your reported income	up to 20–25 years	typically higher; unpaid interest may accrue	Recertify yearly · payment rises with income.

Need help choosing? Call Borrower Services and we can compare every plan using your actual loan data (help).

Autopay

Borrowers enrolled in autopay receive an interest-rate reduction for as long as payments draft successfully.

Enroll in autopay — 0.25% interest-rate reduction (≈ $68/yr on your balance) · drafts on the due date from checking ••7310You can cancel autopay at any time from My Loans › Payment settings. The rate reduction ends if a draft is returned.

Verification

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I understand plan changes take effect next billing cycle

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Repayment setup

Loan summary

1Choose a repayment plan

2Autopay

3Verification

Choose a repayment plan

Autopay

Verification